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Mortgage Interest Levels


Mortgage Interest Levels

Owner Occupier prices

Standard Variable Rate – Owner Occupier

LVR stands for the loan that is initial value ratio at loan approval. LVR may be the level of your loan set alongside the Bank’s valuation of the home wanted to secure your loan expressed as a share.
For instance, financing of $400,000 to get a property worth $500,000 leads to that loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage loan rates are set in line with the LVR that is initial don’t change as a result of modifications to your LVR through the lifetime of the mortgage.

LVR Annual Rate Comparison price 1
Principal & Interest
Standard price 4.81% p.a. 4.98% p.a.
LVR up to 60per cent
(Includes discount of 0.10% p.a. )
4.71% p.a. 4.88% p.a.
LVR above 60per cent as much as 80per cent
(Includes discount of 0.05% p.a. )
4.76% p.a. 4.93% p.a.
LVR above 80%
(No modification to rate that is standard
4.81percent p.a. 4.98% p.a.
Interest only
Standard rate 5.40per cent p.a. 5.57% p.a.
LVR up to 60per cent
(Includes discount of 0.10% p.a. )
5.30% p.a. 5.47% p.a.
LVR above 60per cent as much as 80per cent
(Includes discount of 0.05% p.a. )
5.35% p.a. 5.52% p.a.

Standard Variable Rate – Owner Occupier with Advantage Package *

LVR stands when it comes to initial loan to value ratio at loan approval. LVR may be the level of your loan when compared to Bank’s valuation of your home wanted to secure your loan expressed as a portion.
As an example, that loan of $400,000 to purchase a property worth $500,000 leads to a loan to value ratio of 80%. The interest levels here are for brand new loans. Mortgage loan rates are set on the basis of the initial LVR and don’t change as a result of modifications to your LVR through the life of the mortgage.

Get a plus Package * discount on Balances $100,000+

LVR Annual Rate Advantage that is including Package Discount
of 1.32percent p.a.
Contrast price 1
Principal & Interest
Standard price 3.49% p.a. 3.91% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
3 installment loans in washington.39% p.a. 3.81% p.a.
LVR above 60per cent as much as 80%
(Includes further discount of 0.05% p.a. )
3.44% p.a. 3.86% p.a.
LVR above 80%
(No switch to standard rate)
3.49percent p.a. 3.91% p.a.
Interest only
Standard rate 4.08per cent p.a. 4.49% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
3.98% p.a. 4.39 percent p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
4.03% p.a. 4.44 per cent p.a.

Fundamental Mortgage – Owner Occupier

LVR stands when it comes to initial loan to value ratio at loan approval. LVR may be the level of your loan when compared to Bank’s valuation of your home provided to secure your loan expressed as a share.
For instance, that loan of $400,000 to get a residential property worth $500,000 leads to a loan to value ratio of 80%. The interest levels here are for brand new loans. Mortgage loan rates are set on the basis of the initial LVR and don’t change as a result of modifications into the LVR through the life of the mortgage.

Term Annual Rate Comparison price 1
Principal & Interest
Special offer^ discount of 1.19per cent p.a. From the Basic mortgage loan rate is roofed within the rates that are below.
Standard price 3.04% p.a. 3.06percent p.a.
LVR up to 60per cent
(Includes further discount of 0.10% p.a. )
2.94% p.a. 2.96%p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
2.99% p.a. 3.01per cent p.a.
LVR above 80%
(No modification to rate that is standard
3.04% p.a. 3.06percent p.a.
Interest only
Standard rate 4.82% p.a. 4.87% p.a.
LVR up to 60per cent
(Includes discount of 0.10% p.a. )
4.72% p.a. 4.77% p.a.
LVR above 60per cent as much as 80per cent
(Includes discount of 0.05% p.a. )
4.77% p.a. 4.82% p.a.
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